Car insurance is a legal requirement and it is a criminal offence to drive without it. Whether you’re involved in an accident that is at fault or non-fault, it makes sense to have the right insurance in place.
At Alan Boswell Group we believe in providing our customers with competitive car insurance products suitable for their needs. Being independent, we are able to provide impartial advice on the best product for your needs. Our reputation in the market enables us to negotiate competitive pricing, ensuring you get value for money.
I have used Alan Boswell for about 15 years now and have always been exceptionally pleased with the service.
Private car insurance provides many features and benefits:
There is also the option to incorporate additional products:
When comparing insurance products it is important to compare on a like-for-like basis. Many of the companies that promise cheap insurance will do so by stripping out covers and applying large excesses and low limits leaving limited cover.
Always ensure you have the correct use noted for your vehicle. If you do even the smallest drive in conjunction with your employment you will need business use (other than travelling to and from work). Failure to do so means the damage to your vehicle may not be covered in the event of an accident.
Always be as accurate as possible when answering questions as what may seem a small oversight could leave to a claim not being covered.
You have to tell us about all convictions unless they are spent under the Rehabilitation of Offenders Act. All motoring convictions will need to be declared within a set time frame as explained by your adviser.
Yes, increasing excesses can make a sizeable difference to insurance premiums, however always ensure the excess is affordable.
Yes you can change vehicle. There will normally be a change in the premium reflective of the new vehicle and this will be on a pro-rata basis.
Yes, you can change vehicles and drivers temporarily. There will be additional charges for making these changes and these will depend on individual circumstances.
We cover any modifications to the vehicle that are standard options. Non-standard options will need to be discussed with an adviser who will be able to arrange suitable insurance.
All claims whether fault or non-fault need to be declared to ensure your cover is placed on the correct basis.
Craig has worked for Alan Boswell Group since 2001.
Abbie joined Alan Boswell Group in March 2021, coming from an international health insurance company where she worked for five and a half years since…
Motor legal expenses provides legal assistance to recover the out-of-pocket expenses that you may experience as a result of an accident that was not your fault and provides hire car/van cover for up to 14 days per period of insurance (max. 2 claims).
If you’re considering hiring out your motorhome or campervan, or already hold a Self-Drive Hire policy, it is essential to consider taking out Public Liability alongside this.