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Business Business Insurance Commercial Insurance Professional Indemnity Insurance Professional Indemnity Insurance for Estate Agents

Professional indemnity insurance for estate agents and property professionals is vital. Not only are minimum levels of cover needed to operate in the sector, but everyone makes mistakes now and then.

Whether it’s incorrect property details, inaccurate measurements, or mistaken advice, you could find yourself facing legal proceedings. PI can cover these costs and any compensation awarded.

  • RICS-compliant insurance
  • From £100-per-year
  • Comprehensive cover
  • Flexible limits from £50,000
  • Asbestos and pollution extensions available
  • Dedicated claims team

The Alan Boswell Group Difference

ABG difference - professional indemnity insurance for estate agents

Having arranged commercial insurance for more than 30 years, our brokers are specialists in arranging a variety of different policies. As such, we know the wide range of risks you face as an estate agent, including the demands made by professional bodies. That’s why we’re ideally placed to provide professional indemnity insurance and independent, expert advice at a great-value price.

How our customers rate us

All very helpful and efficient. I think they made a real effort to understand how my organisation works and what I need.

Mr Vincent - Professional indemnity insurance

Professional Indemnity Insurance for Estate Agents in detail

Estate agents’ professional indemnity insurance provides cover for legal costs and compensation claims from third parties. These may arise as a consequence of providing negligent advice or services that result in financial loss.

Our specialist PI policies provide cover for a wide range of property professionals, including estate agents, letting agents, property managers, surveyors, and quantity surveyors. It includes:

  • Civil liability If a client suffers financial loss because of any advice, information, or designs you provided, PI will cover the cost of legal defence and any compensation awarded.
  • Breach of confidentiality If your business has been entrusted with personal information or confidential details and these are shared without your client’s permission, you may be required to pay compensation.
  • Libel, slander, and defamation In the process of doing business, you may unintentionally damage a third-party’s reputation.
  • Negligent statement and misrepresentation Provides protection in the event that you supply incorrect information, such as property details, while providing your services.
  • Loss of documents Covers the cost of replacement or restoration of documents that were left in your business’ care.
  • Formal investigation If your business is investigated by an ombudsman, PI will cover the cost of the investigation and any legal proceedings brought against you.
  • Employee dishonesty Provides cover if your clients suffer a loss caused by a dishonest or fraudulent act by one of your employees.

  • Pollution Cover for pollution-related claims, according to RICS requirements.
  • Estate agency and safety legislation costs Cover for 80% of estate agents and safety legislation costs, where a matter could result in a later claim covered by the policy.

You need to have adequate professional indemnity insurance if you’re providing your advice or services for free.


  • The recommended amount of cover (often referred to as a “limit of indemnity”) varies according to the professional body that you’re a member of. You can usually find out the minimum amounts required by calling them. We can also advise on your individual business, because you may need more.

Get in touch

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01603 216387
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